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Effective: November 26, 2020
We are dedicated to protecting your privacy and safeguarding your personal information. This Policy describes:
This Policy outlines the privacy practices and procedures concerning the personal information we collect, use or disclose about you on the Sites, in email, text and other electronic messages between you and the Sites, and through mobile and desktop applications you download from the Sites, which provide dedicated non-browser-based interaction between you and the Sites.
If you are using the Sites on behalf of any person, you confirm that you are legally authorized to accept the terms and conditions of this Policy on such person’s behalf.
The Sites are not intended for any person under 13 years of age. Please see below for the section on the Use and Disclosure of Personal Information for Minors.
The types of information that we collect include:
Personal information that we can reasonably use to directly or indirectly identify you, such as your name, mailing address, email address, telephone number, Internet protocol (IP) address used to connect your computer to the Internet, user name or other similar identifier, your Account Information (as defined below), and any other identifier we may use to contact you ("personal information"). It also includes information you provide about yourself if you correspond with us requesting assistance or other services. We also collect information about which services you access or subscribe to on the Sites, about your progress in the training provided on the Sites and the results of any quizzes or evaluations that you complete. If you use any of tools within the Site for simulation purposes (for example, the Net Worth Tracker), any information you input into the tools will be retained by the Site.
Non-personal information that does not directly or indirectly reveal your identity or directly relate to an identified individual, such as demographic information, or statistical or aggregated information. Statistical or aggregated data does not directly identify a specific person, but we may derive non-personal statistical or aggregated data from personal information. For example, we may aggregate personal information to calculate the percentage of users accessing a specific feature of the Sites or showcase traffic patterns for the Sites.
Special requests may be made to request that you provide us, at your discretion, with personal information in connection with special requests such as surveys, contests or special offers. When the answers/responses you provide can be attributed to you, they are treated as personal information.
Technical information such as your login information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform, or information about your internet connection, the equipment you use to access the Sites, the name of the Internet domain you used to access the Internet, the IP address of the web site from which you linked directly to our Sites, the date and time you accessed a Site, the pages you visited, and usage details. We use this technical information to monitor the effectiveness of the Sites and to consider potential improvements to the Sites. When technical information can be attributed to you as an individual, it will be treated as personal information.
We use different methods to collect your information, including through:
You may also provide information to be published or displayed (hereinafter, "posted") on public areas of the Sites or transmitted to other users of the Sites or third parties (collectively, "User Contributions"). Your User Contributions are posted on and transmitted to others at your own risk. Although we may limit access to certain pages, please be aware that no security measures are perfect. Additionally, we cannot control the actions of other users of the Sites with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that unauthorized persons will not view your User Contributions.
The information we collect automatically is technical information and may include personal information, and we may maintain it or associate it with personal information we collect in other ways or receive from third party login services when you link to the Sites through those services (for example – Google). It helps us to improve the Sites and to deliver a better and more personalized service, including by enabling us to:
The technologies we use for this automatic data collection may include:
A cookie is a small file placed on the hard drive of your computer, and session cookies are temporary cookie files which are erased when you close your browser. When you restart your browser and go back to the site that created the cookie, the website will not recognize you. You will have to log back in (if login is required) or select your preferences/themes again if the Site uses these features. A new session cookie will be generated, which will store your browsing information and will be active until you leave the site and close your browser. You can choose whether to accept cookies by adjusting the settings of your browser. If your browser is set to reject cookies, you may still be able to use the Sites, but your use may be limited to certain minimal functionality.
Pages of the Sites may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Enriched, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
We use the personal information that we collect about you:
If you no longer want to receive newsletters or other announcements, you can opt out of receiving further communications from Enriched by contacting us at [email protected].
In addition, we may use your information to contact you about our own and third-parties' goods and services that may be of interest to you, as permitted by law. If you do not want us to use your information in this way, please use the unsubscribe mechanism at the bottom of our emails or email us at [email protected].
We may disclose personal information that we collect to the following third parties:
We may also disclose your personal information:
When we disclose your personal information, we will only disclose the minimum amount of personal information necessary for the purpose for which the information is disclosed.
We use physical, electronic, and administrative measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All safety and security measures are appropriate to the sensitivity level of the information collected.
All personal information we collect is hosted on servers in Canada. Some of the service providers we use to support our business may be located outside Canada. Your personal information will still be protected by appropriate safeguards but it may be accessible by foreign government agencies under their applicable law.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of the Sites, you are responsible for keeping this password confidential and to not to share your password with anyone. It is important for you to protect against unauthorized access to your password and to your computer or other device that you use to access the Sites.
Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to the Sites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Sites. Enriched shall not be liable for the transfer of any personal information resulting from loss or distribution of data, the corruption of storage media, power failures, natural phenomena, riots, acts of vandalism, sabotage, terrorism or any other event beyond our control.
The Sites may contain links to other sites that are not necessarily under the control of Enriched. Enriched is not responsible for the privacy practices of such other sites and encourages you to be aware when you leave the Sites and to read the privacy policies of each and every web site that collects personally identifiable information.
Except as otherwise permitted or required by applicable law or regulation, we will only retain your personal information for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Under some circumstances we may anonymize your personal information so that it can no longer be associated with you. We reserve the right to use such anonymous and de-identified data for any legitimate business purpose without further notice to you and without your consent.
The security of your personal information is important to us; please advise our privacy officer immediately of any incident involving the loss or unauthorized access to or disclosure of personal information that is in our custody or control.
Employees of Enriched are required to immediately report any breach of privacy, or suspected breach of privacy, to Enriched’s privacy officer. A breach of privacy includes unauthorized external or internal access to our physical records or electronic records, misdirected communications, including mail, fax, and electronic communications, and the loss or theft of physical records or electronic records stored on data storage devices.
Enriched’s privacy officer will coordinate a review of the matter and investigate all reported privacy breaches or suspected privacy breaches, all in accordance with Enriched’s breach protocols. Where a privacy breach has occurred, we may notify the affected individuals and may report the breach to the relevant privacy commissioner or to the appropriate authorities, including the police.
The Sites are not intended to be used by children under 13 years of age. The information products, training and other services offered on the Sites are offered to adults or to minors between the ages of 13-18 through schools.
By default, minors will be opted-out of newsletters, messages about new Enriched features, Enriched special offers, promotional announcements, consumer surveys, other correspondence concerning our service and out of disclosure to third parties for advertising purposes.
We will only request the minimum amount of personal information about minors necessary to provide the Services requested. It is our policy not to condition participation in an activity on collection, use or disclosure of more personal Information than is reasonably necessary to participate in the activity.
If a minor has submitted personal information, the parents or guardians of such minor may:
Parents and guardians have the right to consent to our collection and use of their minor’s personal information while prohibiting disclosure of personal information to third parties that are not providing support for the internal operations of the Sites, and this can be done by contacting us at [email protected].
It is important that the personal information we hold about you is accurate and current. Please keep us informed if your personal information changes. By law you have the right to request access to and to correct the personal information that we hold about you.
If your personal information changes (such as your email or address), you can update your information on the user profile pages of the Sites. If you want to review, verify, correct, or withdraw consent to the use of your personal information you may also send us an email at [email protected] to request access to, correct, or delete any personal information that you have provided to us. If you wish to deactivate your account, you can contact [email protected]. If 10 years have gone by without you accessing the Site or your account, we will send a reminder notice to you. If we do not hear back within 60 days from that notification, we will delete your account and your personal information.
We may request specific information from you to help us confirm your identity and your right to access, and to provide you with the personal information that we hold about you or make your requested changes. Applicable law may allow or require us to refuse to provide you with access to some or all of the personal information that we hold about you, or we may have destroyed, erased, or made your personal information anonymous in accordance with our record retention obligations and practices. If we cannot provide you with access to your personal information, we will inform you of the reasons why, subject to any legal or regulatory restrictions.
We will provide access to your personal information, subject to exceptions set out in applicable privacy legislation.
If you are concerned about our response or would like to correct the information provided, you may contact our Privacy Officer at [email protected].
If you delete your User Contributions from the Sites, copies of your User Contributions may remain viewable in cached and archived pages or might have been copied or stored by other users of the Sites.
Where you have provided your consent to the collection, use, and transfer of your personal information, you may have the legal right to withdraw your consent under certain circumstances. To withdraw your consent, if applicable, contact us at [email protected].
Please note that if you withdraw your consent we may not be able to provide you with a particular product or service. We will explain the impact to you at the time to help you with your decision.
We are committed to having an accessible and responsible complaint handling process in place to ensure you can express concerns about Enriched’s compliance with privacy legislation and other regulatory requirements. Any complaints, disputes, or other feedback concerning our privacy practices, procedures, and this Policy should be submitted directly to our privacy officer. We have established appropriate organizational protocols to respond to such inquiries and will, where appropriate, provide a written response to you or amend our privacy practices and procedures or this Policy.
If there is a dispute regarding your personal information or this Policy, you agree to use reasonable efforts to resolve such dispute with us informally and to consult and negotiate with us in good faith to reach a fair and equitable solution.
If the dispute is not resolved through an informal process within 30 days, either you or we may consult the relevant provincial or federal privacy commissioner.
As necessary, Enriched may send you announcements and updates regarding the Sites. Enriched communicates via email with you to provide requested services and to resolve issues relating to your account.
Please contact our Privacy Officer to obtain further information about our policies and procedures or if you have any unresolved enquiries or concerns.
Our Privacy Officer can be contacted as follows:
Attention: Privacy Officer
Email: [email protected]
Address: 410-2059 Chesterfield Ave. North Vancouver, BC V7M2P4